01
The Settlor
You, the person who places assets into the trust and sets the terms.
Trust Solutions
Trust Fund Solutions in Malaysia
A trust fund is simply wealth with instructions attached.
You place assets with a licensed trustee, and the Trust Deed spells out who benefits, when and on what terms, for as long as the trust runs. FC Wealth Advisory curates those tailored instructions around your family and partners with ZICO Trust to bring them to life.
How a Trust Fund Works
Three parties make every trust fund in Malaysia work.
02
The Trustee
ZICO Trust (M) Berhad, the licensed trust company that holds and administers the assets.
03
The Beneficiaries
The people you choose to receive support, on the schedule you decide.
Once established, the trust operates under its own Deed, outside your estate, so distributions do not wait for probate. The team handles the design and coordination, and the trustee provides the reliable administration that gives the structure its strength.
Choose the Structure That Fits
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01
Inter Vivos Trust
A tiered living trust from RM100,000, established during your lifetime and held by a licensed trustee.
Explore Inter Vivos Trust02
Family Trust
A bespoke private trust built entirely around your wishes, your family and your timeline.
Explore Family Trust03
Property Trust
Succession planning for the family home and other real estate holdings.
Explore Property Trust04
Insurance Trust
Trusted, structured management of policy proceeds for the people who depend on you.
Explore Insurance TrustWhich Trust Is Right for You?
The right structure depends on what you want to protect, who you want to provide for and how long the arrangement should last.
Our clients often combine two or more structures within one tailored plan. Our consultants will tell you honestly when a simpler tool serves you better, because a trust fund should solve a real problem, not decorate a portfolio.
Frequently Asked Questions
What assets can go into a trust fund?
We typically place cash, insurance policies, property or company shares into a trust fund. The right mix depends on your goals and on the structure you choose. A consultant can map your assets and recommend what belongs in trust first.
Can I set up more than one trust?
Yes, and many clients do exactly that as their planning matures over time. A living trust might handle immediate family support while a property trust preserves the family home. Each trust runs under its own Deed.
How long does setting up take?
A straightforward trust fund can be established within weeks once documents are in order. Tailored structures take longer because the Deed is drafted around your specific instructions. Your consultant manages the timeline with the trustee throughout.
Is my trust protected if something happens to FCW?
Yes. Your assets sit with ZICO Trust (M) Berhad under the Trust Deed, not with FC Wealth Advisory. The trust continues to operate exactly as instructed regardless of any adviser's circumstances.
Start Your Legacy Plan
Tell us what you want to protect, and we will recommend the trust fund structure that fits.